President's Message

BPG: the Voice of Bell Pensioners

The Bell Pensioners' Group (BPG) is a volunteer organization of Bell retirees dedicated to the understanding and protection of one of your most important assets: your Bell Canada pension and benefits promise.

We have a membership of over 10,000.  We encourage all Defined Benefit retirees and active employees of the Bell companies to join our organization. 

We were created by Bell pensioners in 1994 as a federally regulated 'not for profit' group, to represent the interests of Bell Canada Defined Benefit Plan members.

BPG is also a founding member of the Canadian Federation of Pensioners (CFP).   CFP was formed in 2005 to bring together retiree groups across Canada for the purpose of addressing Defined Benefit pension plan issues from a pensioner point of view at both the provincial and federal levels of government.

We are fortunate to be retirees of Bell Canada and on the Defined Benefit Plan.  The plan is currently well funded and Bell is on financially solid ground.  We will continue to monitor Bell’s financial situation and to meet with them at least twice a year, but at this point of time, we do not see any apparent risk looming there.

BPG has an excellent plan in place that focuses on responding to, and lobbying for specific changes to legislation, rules and regulations.  If there are any risks for us – it is in this area. 

BPG will continue to respond to government consultations and continue to meet with key government officials.  At this point, we are specifically focusing on:

·         Target Benefit Plans (TBPs)

  • Federal Legislation was tabled Oct 21, 2016 to provide the framework for employers to offer TBPs.  Our focus is on ensuring that an individual’s earned Defined Benefit pension cannot be converted to this new type of plan without that individual’s consent.   We will continue our work in this area until the legislation has passed and the associated rules and regulations are final. 

·         Funding rules for Pension Plans

  • The Ontario government is considering changes to the funding rules for plans that are regulated at the provincial level that we believe would place those lifetime pensions at a level of risk higher than today.  Although our Bell plan is regulated at the Federal level, we are concerned that if enough provinces go this way, the Federal government will also adopt new funding rules.

·         Bankruptcy Legislation  

  • There is a need to improve Federal bankruptcy legislation to provide pensioners more protection in the event of the bankruptcy of their plan sponsor. Currently pensioners are treated as unsecured creditors which, in most bankruptcy cases, leads to a drop in their pensions.  We address this at every opportunity.

BPG hires experts such as actuaries, consultants and lawyers to assist in understanding and properly addressing issues related to pensions and benefits.  

One of our top priorities is keeping our membership informed on pension issues. We share with our members (through meetings, newsletters and our website) information that is of special importance to pensioners, such as the situation of Bell's pension plan, pension reform or tips and advice on benefits.

Our voice is strong but it could be stronger. If you are not already a BPG member, I hope that you will add your voice to the more than 10,000 colleagues who are already members. Please take the time now to fill out the application form and make your voice count. A $20 annual membership fee covers our administrative costs and the actions we may undertake on everyone's behalf.

We look forward to representing our membership and are ready to help with any pension or benefit problems you may have difficulty in resolving on your own.

Warmest regards,

Patte Seaton

Become a member
  • Cost of Living Adjustment for 2019

    November 23rd, 2018

    The Cost of Living Adjustment on Bell Canada's pensions should be 2% in 2019.

    Read more ...

  • BPG Board Meeting

    November 11th, 2018

    The BPG Board of directors held its bi-annual meeting in Ottawa

    Read more ...

  • 2018 Board Elections

    July 2nd, 2018

    Do you know your Board members?

    Read more ...

  • Update

    July 11th, 2018

    Class Action Regarding 2017 Pension Indexation

    Read more ...

  • 2017 Financial Statements

    April 23rd, 2018

    In readiness for our AGMs (annual general meeting) of the BPG members, please consult the 2017 Financial Statements on the website.

    Read more ...

  • Pension Glossary

    September 4th, 2017

    Is there a pension-related term that you aren’t sure about?  Why not consult our Glossary?

    Read more ...

  • To better understand your pension plan

    April 13th, 2018

    With pension plans so much in the news recently, we thought some of you might have additional questions, so we prepared a short Q&A document.

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  • The BPG Board of directors

    May 8th, 2018

    The BPG Board of directors held its bi-annual meeting in Montreal on April 26th & 27th 2018.

    Read more ...

  • CARP Proposes Federal Minister for Seniors

    June 1st, 2018

    Did you know that the Federal Government does not have a Minister dedicated to Seniors’ issues?

    Read more ...

  • Class action on Bell’s interpretation of the 2017 indexation

    January 18th, 2018

    A Bell pensioner has commenced a class action on behalf of all Bell defined benefit pensioners.

    Read more ...


    November 17th, 2017

    The Cost of Living Adjustment on Bell Canada's pensions should be 1% in 2018.

    Read more ...

  • Your Manulife contract numbers have changed

    January 20th, 2016

    January 20, 2016 - Effective January 1, 2016 your Manulife contract numbers have changed. You should have received a new card in the mail

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  • BPG members on the PIC

    August 14th, 2015

    August 12, 2015 - Peter Dilworth, Sue Dawes (substitute), Michel Doyon and Yvan Dutrisac (substitute) are the PIC representatives for 2016-2018.

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    August 13th, 2016

    Every month you receive a payment covering your Bell pension. Have you ever wondered what backs up these payments, and what steps have been taken to make sure the payments keep coming? This article covers some of the basics of the Bell Canada defined benefit pension plan.

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    November 27th, 2010

    Read what others have to say.

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  • In Touch Newsletter

    March 18th, 2014

    The In Touch newsletter is published three times a year, in March, June and October. Do you have difficulty receiving it?

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  • Who is Eligible to Join BPG?

    September 20th, 2014

    October 3rd, 2013 - Since June, the Bell Pensioners’ Group includes pensioners from Télébec, Télébec Mobility and BCE as well as active employees from Bell/BCE companies.

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  • Help us limit our postage costs

    May 9th, 2014

    May 9, 2014 - With the price of stamps going up, imagine how much it will cost to send BPG newsletters to thousands of members every year. Subscribe to our electronic distribution list to obtain your newsletters by email.

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  • Follow us on Facebook

    May 9th, 2014

    May 9, 2014 - BPG now has its Facebook page to increase its visibility and, foremost, to make itself known to non-members.

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